If you’re not careful, mobile phones can end up costing you a small fortune. However, by being savvy you can keep your bills in check. For example, certain applications could help you to save cash. The following apps are proving popular with frugal phone users across the globe.
Designed to allow users to send instant messages, WhatsApp is perfect for avid texters. It uses Wi-Fi networks to send messages rather than cutting into the SMS bundles provided by network operators.
Using the service, you can send comments, photos and audio clips for free. It’s easy to use too. However, bear in mind that in order to communicate with your friends and family in this way, they must have the app too. Also, while it’s free for the first year, there is a small charge thereafter.
If you’ve struggled to manage your finances in the past, it’s worth looking for apps that can help you keep a tighter grip on your money. This could help you to boost your credit rating and generally make your life easier.
For example, Mint helps you to consolidate your accounts and track your spending. The app automatically organizes your spending into categories like clothes, gas and rent and it displays your spending habits in simple charts. You can also set your personal finance goals. Simply click on what you’d like to accomplish with your cash and Mint will provide you with simple steps to get there. It also offers advice, reminders and encouragement.
Spending money’s easy. It’s saving that’s the tricky thing. With this in mind, you might benefit from downloading SavedPlus onto your phone. The app allows you to save a certain amount of money each time you make a purchase. You simply connect it to your accounts and choose the percentage you’d like to save. For example, if you opt for 10%, you would automatically transfer $5 into your savings every time you make a purchase worth $50.
By using an app like this, you should find it much easier to amass savings. You won’t have to make a conscious effort to keep topping up your reserves of money.
Even if your money’s tight, you’re bound to want to get away on vacation from time to time. There are now various apps available that can help you to find the very best deals on the web. For example, millions of people around the world are using Skyscanner. This service compares millions of flights from over 1,000 airlines to help you identify the most competitive offers. You can hone your search to look specifically for low-cost options.
Finding a contract
Of course, you’ll need a phone and a contract before you can start choosing between the different apps on offer. If you’ve got a poor credit rating, you might struggle to get agreements with many firms. However, as long as you know where to look, it is possible to get bad credit mobile contracts.
Once you’ve found a deal that suits you, you can download all the apps you need to help you manage your finances more successfully.