Wednesday, March 20, 2019
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Debt is a vicious, black cloud. It strangles you and makes your life feel pressured and uncomfortable. Unfortunately, we live in a world where debt is the dominant system. Our modern society revolves around money lending. Mortgages, credit cards, and overdrafts are a fundamental part of our existence. At...
A poor credit rating can feel like a stranglehold on your finances. You’re riddled with debt, but no loan agency will lend you more money to help clear it. It’s a vicious cycle that results in further defaults and a deeper debt circle. The worrying thing is that a...
Perhaps you’re wondering why your credit rating is so important?  Well, since you’re reading this we can only assume the answer to that question is a resounding YES.  The truth is, our Western economics systems are based largely on debt accumulation.  Even entire nations have credit ratings, which in...
You’ve probably heard it all before, perhaps from your parents, “you need to keep an eye on your credit rating”.  In Western society, the use of credit reports allows certain agencies operating from behind the scenes to gauge your liability value, i.e. – the amount of money that financial...
By having a poor credit history, you significantly limit your borrowing options. Banks don’t like lending to risky borrowers, and if your credit history is bad, you’ll be considered risky. There are other options open to you though, here are the best. Image Source Find Someone to Co-Sign on a Loan If...
Bad credit can seriously affect your life. You will struggle to borrow money, and you probably can’t apply for finance on anything. That means navigating a normal existence can be tough, but there are solutions. In this post, you’ll find lots of advice that could help you to sort...
If you’re a UK resident and need to finance that new home or auto purchase, paying a visit to a comparison site is pretty much a must.  Not only can you use these websites like a stats sheet, essentially looking at all the pros and cons of each provider,...
Credit is a massive thing in the financial world, and it’s a big part of modern life. Everything is more expensive than ever, causing millions to apply for credit. It can be very helpful, but there are also many credit problems facing modern people. Carry on reading to find...
In 2017, over £92 million worth of second mortgages were purchased by Brits in just one month. Second mortgages are proving a more and more popular option with people who want to borrow money for home improvement, family planning or other home-related financial expenditures. Even though this is the...
Arguably, the single biggest defining factor of our civilization is the instrument of debt.  Throughout history it has been used for nearly every purpose imaginable - bad and good, often times as a weapon or tool of control.  The point is, being in debt is no fun and it...