Wednesday, March 20, 2019
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You’ve probably heard it all before, perhaps from your parents, “you need to keep an eye on your credit rating”.  In Western society, the use of credit reports allows certain agencies operating from behind the scenes to gauge your liability value, i.e. – the amount of money that financial...
Arguably, the single biggest defining factor of our civilization is the instrument of debt.  Throughout history it has been used for nearly every purpose imaginable - bad and good, often times as a weapon or tool of control.  The point is, being in debt is no fun and it...
A poor credit rating can feel like a stranglehold on your finances. You’re riddled with debt, but no loan agency will lend you more money to help clear it. It’s a vicious cycle that results in further defaults and a deeper debt circle. The worrying thing is that a...
By having a poor credit history, you significantly limit your borrowing options. Banks don’t like lending to risky borrowers, and if your credit history is bad, you’ll be considered risky. There are other options open to you though, here are the best. Image Source Find Someone to Co-Sign on a Loan If...
Consolidating your debts with a loan might seem like an easy fix, but the reality is that you could end up paying back even more - and for longer. To avoid high costs later on down the line, it's important to look at all of the other options. Here...
Nobody likes to have debt. As scary as it is though, debt is essential when it comes to running a household. Property and vehicle purchase are only really facilitated by debt for the most of us. While debt is important, so is debt management. The golden rule is to control...
Debt is a vicious, black cloud. It strangles you and makes your life feel pressured and uncomfortable. Unfortunately, we live in a world where debt is the dominant system. Our modern society revolves around money lending. Mortgages, credit cards, and overdrafts are a fundamental part of our existence. At...
Bad credit can seriously affect your life. You will struggle to borrow money, and you probably can’t apply for finance on anything. That means navigating a normal existence can be tough, but there are solutions. In this post, you’ll find lots of advice that could help you to sort...
Credit is a massive thing in the financial world, and it’s a big part of modern life. Everything is more expensive than ever, causing millions to apply for credit. It can be very helpful, but there are also many credit problems facing modern people. Carry on reading to find...
We all need to borrow some cash from time to time. Money can be tight, and something might crop up that needs to be dealt with immediately. The way things are today means that banks and building societies can be a little more choosy about who they lend their...