Tuesday, June 27, 2017
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Nobody likes to have debt. As scary as it is though, debt is essential when it comes to running a household. Property and vehicle purchase are only really facilitated by debt for the most of us. While debt is important, so is debt management. The golden rule is to control...
By having a poor credit history, you significantly limit your borrowing options. Banks don’t like lending to risky borrowers, and if your credit history is bad, you’ll be considered risky. There are other options open to you though, here are the best. Image Source Find Someone to Co-Sign on a Loan If...
Consolidating your debts with a loan might seem like an easy fix, but the reality is that you could end up paying back even more - and for longer. To avoid high costs later on down the line, it's important to look at all of the other options. Here...
Over the course of the past decade the housing markets throughout the world have been, well…quite volatile, to say the least.   In turn, this has confused, upset or otherwise made it very difficult for a lot of average people to begin taking steps toward home ownership.  For most, enormous...
Perhaps you’re wondering why your credit rating is so important?  Well, since you’re reading this we can only assume the answer to that question is a resounding YES.  The truth is, our Western economics systems are based largely on debt accumulation.  Even entire nations have credit ratings, which in...
Let’s face it; we’re all consumers in one capacity of another.  Modern society more or less demands that you to participate in commerce in some capacity or another, so why not become a more wise and frugal spender?  In truth, once you become well-versed in the use of the...
If you’re a UK resident and need to finance that new home or auto purchase, paying a visit to a comparison site is pretty much a must.  Not only can you use these websites like a stats sheet, essentially looking at all the pros and cons of each provider,...
Owning one’s own home is a dream common to people down throughout the ages.  Of course with all the global economic woes clouding our sunny disposition, for many people, such a thing remains seemingly out of their reach.  Moreover, even if one finds a way to make things work,...
You’ve probably heard it all before, perhaps from your parents, “you need to keep an eye on your credit rating”.  In Western society, the use of credit reports allows certain agencies operating from behind the scenes to gauge your liability value, i.e. – the amount of money that financial...
Arguably, the single biggest defining factor of our civilization is the instrument of debt.  Throughout history it has been used for nearly every purpose imaginable - bad and good, often times as a weapon or tool of control.  The point is, being in debt is no fun and it...