3 Ways to Get Income if You’re Off Work Through Injury


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Personal injury can have a devastating effect on your personal life. You might well be immobile for an amount of time. You will almost certainly have to take time off work as well. If your injury was not caused at work, this can also prove to be a problem as it is unclear what payment you are entitled to from you employers.

It can cause a lot of stress for you and your family. You have had to take time off work, and now there is a worry that income will become tighter, and you may struggle to make ends meet.

If you get injured (and it wasn’t your fault) this can be even more frustrating. Someone else’s negligence has put you out of work and has threatened your livelihood. It is often very difficult to know what to do in these kinds of situation.

Luckily there are many companies in existence who can provide advice if you find yourself in this position.

Don’t stress and worry over things because this will just make you feel worse and will not help the situation. There are a few ways in which you can bring some extra income into the household if you are stuck at home. Your injury should not affect any of these and could help covering the cost of bills and rent payments until you get back to work.

  • Make Money Online

Making money online from home is a great way of supplementing and contributing income whilst you are off work with injury. Due to the accessibility of the internet nowadays almost anyone can start working from home.

This can prove to be a very lucrative venture, and many people make careers out of working online. Indeed the easiest and most accessible way of making money online is through e-commerce and sites like eBay.

Buying and selling online is something that anyone can start. It is perfect if you have a lot of stuff lying around that you’ve been planning to get rid of.


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But eBay is not the only option. There are some ways that you can earn extra income online from the comfort of your home. Getting paid to complete surveys and reviews is a consistent and easy way of making a little extra cash.

You might also want to consider the prospect of starting a blog. Blogging is popular now, and many people have gone on to make careers out of blogging. If you already blog, you should utilise this to gain extra income by way of advertising.

  • Compensation

You may not realise it but if you are unable to work due to injury then, there is a good chance that you will be entitled to some form of compensation. Oftentimes your employer will continue to pay you whilst you are off, but this may only be a nominal amount.

There are many compensation lawyers around who specialise in personal accident and injury claims. Talking to some of these companies can help provide you with information you need to know about what affects you. From here, you can decide how to proceed. You may decide to take legal action against your employer directly, or you may want a lawyer to do it on your behalf.

It may even be the case that you already have an insurance policy in place to help you in the event of an accident, injury or death. If this is the case then you may get a payout, depending on how long you are off work for.

Most of the time these payments are a lump sum, which gives you a large injection of cash right away. But some companies such as MoneyUpFront offer the chance to have the payout in installments. This can be more beneficial as you will have the money coming in on a regular basis as you would if you were working. You will also have the option of selling your remaining payment installments for a large cash lump sum.

  • Get a Payday Loan

Another way to get some speedy income would be to get a payday loan. This is a loan lent to the borrower by the lender, and that is then paid back on the borrowers next subsequent payday.

Payday loans have become popular in recent years. Despite the fact they carry a negative reputation they can still be a positive option for adults who need a quick injection of cash.

They are easy to apply for, with a quick online application form. The only requirements being that you are over the age of 18; you have a bank account, and you have a job.

Due to their format payday loans would only be advisable if you are off work for a short period. For long injury lay offs, a payday loan would not be an advisable option.

Payday loans should be reserved for emergency purposes. An eleventh-hour decision to combat some unexpected money troubles. If this happens you need to get your hands on some income immediately, rather than waiting weeks or months. Payday loans provide this injection of cash in a fast and efficient manner to give you peace of mind.

Successful and timely repayments allow you to borrow again as a repeat customer. If this happens then your borrowing limit will increase, allowing you to borrow higher amounts. It may also result in perks such as discounted repayments and loyalty incentives.

The flexibility of a payday loan is also a huge positive point. Not only is it flexible with regards to the amounts you can borrow, but the repayment cycle is also flexible.

The way payday loans work is that you borrow with a promise to pay back on your next pay date. But if you have had to borrow a lot of money it may not be wise for you to pay it all back in one go. You might even have another situation arise where for whatever reason you cannot make the repayment. When this happens, almost all payday loan companies will give you the option to ‘rollover’ the loan. What this means is that you defer the loan by one month (by paying a little more interest) allowing you extra time to make repayments.


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